State Guarantees on a Portfolio Basis

Signed at: 4 April 2022
UAH 150M Amount of the guarantee
12% Status of use (as of 03.12.2024)
UAH 18.4 M Utilization status

The government covers 50% of the total amount of liabilities on the principal debt in the loan portfolio and up to 70% on each individual loan if the borrower fails to fulfil its obligations under the loan agreement.

Who can use it:

Сurrent and new clients of the bank, namely, micro, small and medium-sized enterprises that are registered in the controlled territory of Ukraine and have been operating for more than 12 months

Loan objectives:

Investment loans, working capital replenishment loans

Coverage:

Up to 70% of the loan amount

Ability to combine with other programs:

It is not allowed to combine with the guarantees under other state support programs or the programs of international financial organizations, but it can be combined with the state program Affordable Loans 5-7-9%

Donor:

The Government of Ukraine

Additional information:

It can be combined with the program Affordable Loans 5-7-9%, which simplifies the access of micro and small businesses to bank lending. The lending is provided at 5-9% per annum, depending on the loan category and business entity.

Rebuilding Programs for Ukrainian Business